Report | WISPIRG | Transportation

A Better Solution for the I-94 East-West Corridor

Check out the map for our proposed Better Solution for the I-94 East-West Corridor: "Rehab/Transit" Alternative 

Report | WISPIRG Foundation | Transportation

Fork in the Road

A new WISPIRG Foundation report offers a simple, common-sense way to reform transportation spending in Wisconsin.  The state is currently slated to spend nearly $3 billion on four unneeded highway expansion projects, such as the double decker expansion of I-94 in Milwaukee.  Meanwhile, local transportation infrastructure is in disrepair.  We could implement all the recommendations of the 2013 bi-partisan Transportation Policy and Finance Commission for local road repair, transit, bicycle and pedestrian infrastructure, and the rehabilitation of state-owned roads, for the next 10 years, for just over $1 billion of those highway expansion funds. The report makes clear the choice before state leaders – either spend taxpayer dollars on these highly questionable highway expansion projects, or invest in urgent and underfunded local and state-owned road repair and other 21st century priorities.  


Report | WISPIRG Foundation | Financial Reform

Predatory Loans & Predatory Loan Complaints

This is the seventh in a series of reports that review complaints to the CFPB. In this report we explore consumer complaints about predatory loans, categorized in the database as payday loans, installment loans, and auto title loans. This is our first report to incorporate an analysis of consumer narratives or written explanations of problems—an addition to the database we advocated for with Americans for Financial Reform and achieved last year.

Letter: Protecting the FTC from Special Interest Attacks

While much of our work has been in defense of the Consumer Financial Protection Bureau (CFPB), we also support the efforts of the over-100 year old Federal Trade Commission. Recently, powerful special interests convinced the Energy and Commerce Committee to draft (and expect it to vote out soon, likely next week) legislation to severely weaken the FTC's ability to protect the public from identity theft and privacy invasions (including sloppy data security that leads to identity theft), deceptive health marketing claims by sellers of various dangerous or ineffective (or both) products and numerous other last-dollar and other frauds and schemes. We've joined over 30 leading groups in a letter opposing the so-called FTC Process and Transparency Reform Act of 2016 (HR 5510-Burgess (TX)).

Report | WISPIRG Foundation | Consumer Protection, Financial Reform

Stop Payday Predators

Payday loans are among the most predatory forms of credit on the market. Though they are marketed as having “reasonable” fees or charges, typical interest rates exceed 300 percent. And because the payday lenders’ bottom line actually depends on borrowers’ inability to repay — most payday fees come from borrowers who take out more than 10 loans a year — they target people with low incomes and no other options.


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