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Reforming Wisconsin’s Transportation Priorities

In 2015, WISPIRG and our coalition partners urged legislators to stop billion-dollar highway boondoggles, like the I-94 expansion, and our hard work paid off: The expansion of I-94 is on hold indefinitely, and we will work to stop it for good before the next budget debate begins in 2017. Just as significant is that legislators have taken up our call to examine the Department of Transportation’s flawed traffic forecasts by ordering an audit of the State Highway Program.

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Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

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Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

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Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

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News Release | WISPIRG Foundation | Consumer Protection, Financial Reform

Faith Leaders, Advocates Release New Fact Sheet Detailing the Impact of Payday Lending on Wisconsinites

Faith leaders and consumer and low-income advocates participated in a joint press conference call to detail the harms of payday and high-interest loans on individuals, families and communities across the state.

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News Release | WISPIRG Foundation | Consumer Protection

New Report: Consumers Should Get Security Freezes Before Next Data Breach

A report and consumer fact sheet released today by the WISPIRG Foundation aim to increase the awareness and use of the security freeze, also known as a credit freeze. The report explains that the freeze is the only security measure that can prevent new account identity theft.

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News Release | U.S. PIRG | Transportation

New House Transportation Bill Raises Serious Concerns

After many months of negotiation, today the House Transportation and Infrastructure Committee is sitting down to mark-up a new transportation authorization and funding bill, known as the Surface Transportation Reauthorization and Reform Act of 2015

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News Release | WISPIRG | Democracy

Testimony by WISPIRG Director Peter Skopec on Proposed Campaign Finance Deform, GAB Reorganization Bills

WISPIRG Director Peter Skopec provided the following testimony to joint legislative committee members today, who held a public hearing on the proposed gutting of Wisconsin’s campaign finance laws and the dismantling of the Government Accountability Board.

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News Release | U.S. PIRG | Consumer Protection

PIRGs, Others Ask CFPB & FTC To Investigate Experian/T-Mobile Data Breach

In a letter sent today, a number of state PIRGs and other leading privacy and consumer groups urged the CFPB and FTC to fully investigate the recent breach of an Experian subsidary that exposed 15 million T-Mobile customer and applicant records to the threat of new account identity theft. The letter asked whether the regulators could require Experian and the other two nationwide credit bureaus -- TransUnion and Equifax -- to give victims free security freezes to protect their credit reports.

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News Release | WISPIRG | Democracy

Wisconsin Needs the GAB

State legislators today introduced a bill that would dismantle the Government Accountability Board, the state’s non-partisan elections and ethics watchdog. If passed, it would have devastating results for good government and democracy in Wisconsin. 

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Result | Democracy

Enforcing Wisconsin's Ethics Laws

In 2007, a WISPIRG-backed bill enforcing our state’s ethics laws was passed and signed into law. The new legislation promotes more vigorous enforcement of Wisconsin’s state ethics code and campaign finance laws.

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Result | Higher Ed

Standing Up For Students, Not Lenders

We helped pass the College Cost Reduction and Access Act of 2007, the most meaningful higher education reform in more than 15 years. The legislation gives billions of dollars in additional aid to students through the Pell Grant program. The bill is funded by reducing wasteful lender subsidies.

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Stopping Identity Theft

A WISPIRG-backed bill to give consumers the ability to freeze their credit reports was signed into law in 2006. The law will allow consumers to lock out identity thieves, and further protect themselves from fraud.

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Report | WISPIRG Foundation | Public Health

Ending the Abuse of Antibiotics in Factory Farms

While antibiotics today seem an indelible part of the lives of most Americans, even the earliest scientists responsible for their discovery warned of an Achilles heel that could one day threaten their ability to save lives.  In accepting his Nobel Prize, in fact, Sir Alexander Fleming himself cautioned that bacteria could develop resistance to penicillin. 

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Report | WISPIRG Foundation | Budget

Offshore Shell Games 2014

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity.  

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Report | WISPIRG Foundation | Transportation

Driving Wisconsin's "Brain Drain"

To better understand how the availability of non-driving modes of transportation can retain and recruit young talent for Wisconsin, the WISPIRG Foundation surveyed 530 college students across Wisconsin.  While the survey was not conducted with a scientifically selected sample, the results of our survey nonetheless illustrate that the Millennial generation is seeking a different transportation future than the spending priorities of state leaders. It underscores that transportation options may be a factor in decisions about where Millennials decide to locate in the future.

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Report | WISPIRG | Tax

The Tax Haven Tradeoff

Wisconsin could recoup an estimated $28.8 million annually from offshore tax havens by passing a simple, proven reform already on the books in other states.  The so-called “water’s edge” loophole allows multinational companies to use foreign subsidiaries to make it appear as if income earned in the United States was instead earned in offshore tax havens like the Cayman Islands that charge no taxes and have traditionally failed to disclose information to U.S. tax authorities.

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Video Blog | Consumer Protection

John Oliver Takes Aim At Credit Reports In 'Last Week Tonight'

Last Week Tonight with John Oliver explained how credit reports play a surprisingly large role in our lives, but even more surprising is how often they contain critical mistakes. John Oliver helps credit bureaus see why this is a problem – and that Judy still hasn’t been able to resolve her mixed up identity.

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Blog Post | Consumer Protection

Time To Defend CFPB as Senate Banking Committee Aims Sights at It | Ed Mierzwinski

UPDATED 12 April: The Senate Banking Committee held a stacked hearing on "Assessing Consumer Regulations" yesterday (5 April), although our one pro-consumer witness and pro-CFPB Senators defended consumer protection ably as three industry-backed witnesses and their supporters on the committee had a great deal of trouble proving their case that the CFPB should be dismantled. Tomorrow morning, (7 April) CFPB Director Richard Cordray will present the statutory "Semi-Annual Report of the CFPB" to the committee. We submitted a statement to be entered into the hearing record, as did other Americans for Financial Reform coalition members.

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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